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Tom Hudson

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Articlesby Tom HudsonAugust 24, 2011

Wrong Assumption on Dealer Participation Leads to Faulty “Study”

Thomas Hudson of Hudson Cook LLC, discusses the Center of Responsible Lending’s report entitled, "Under the Hood: Auto Loan Interest Rate Hikes Inflate Consumer Costs and Loan Losses."

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Articlesby Tom HudsonJuly 18, 2011

Dealers, Be Prepared to Defend Outside Your State

Industry Attorney Tom Hudson outlines how a Georgia auto dealer was sued in Pennsylvania court.

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Articlesby Tom HudsonJune 22, 2011

Check State Law Before Charging Fees

Attorney Thomas Hudson shares insightful correspondence he had with another lawyer who represents dealers regarding finance charges, TILA, Regulation Z and more.

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Articlesby Tom HudsonMay 26, 2011

Dealer Practices to be Scrutinized by the FTC and CFPB

Industry Attorney Thomas Hudson reports on information about what the Federal Trade Commission (FTC) and the newly-created Consumer Financial Protection Bureau (CFPB) intend to enforce.

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Articlesby Tom HudsonApril 15, 2011

When Customer Relations Become Lawsuits

Attorney Thomas Hudson discusses how proactive customer relationship management can potentially avoid sticky legal situations in the future.

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Articlesby Tom HudsonMarch 30, 2011

Do I Hear a Squeaky Wheel

Attorney Thomas Hudson shares one dealer’s reaction to non-compliance in the dealership.

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Articlesby Tom HudsonFebruary 23, 2011

Be Careful Around the Bird Dogs

The legalities surrounding bird-dog, or referral, programs vary from state to state. Attorney Tom Hudson reminds readers why it’s important to seek legal advice before implementing such programs.

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Articlesby Tom HudsonJanuary 26, 2011

Think Twice About Pricing a Car Based on Credit Quality

Thomas B. Hudson - What's a dealer to do in order to avoid an up-close-and-personal meeting with his state's AG? We recommend that dealers prominently price all their cars (as some state laws require). The price is the price, no matter who is buying or how they are paying.

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Articlesby Tom HudsonDecember 27, 2010

You Think Selling Cars is Hard?

Deceiving and defrauding customers is one easy way to get the attention of your state attorney general. Tom Hudson details how and why one dealership paid big for engaging in illegal practices.

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Articlesby Tom HudsonNovember 22, 2010

Business Buyers Pose Less Compliance Risk

Thomas B. Hudson - When the buyer listed on a retail installment sales contract is someone other than an individual (i.e., a corporation, partnership, association, etc) or when the primary use of the vehicle is for business use, many claims and defenses the buyer might otherwise have against the dealer evaporate.

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